Comment by Also, as it shows 'none' does this mean my parents 2nd charge has also been removed? Would this mean that I would be able to locate an official copy from yourselves for my parents as the bank is adamant theyve never had them and cannot find anything in my late fathers name or my mothers name. AdamH Comment by posted on AdamH Comment by Confused.com, Comment by eSearch | Account Sign In AdamH Much appreciated for your help. The register is not lessened in value by a lack of signatures. 21 June 2018, We are in the process of selling our house but our buyers have a problem with their title on the sale of their own house, hence stalling everything. If you are unable to locate the deeds our Practice Guide 2 explains what will be required to register it https://www.gov.uk/government/publications/first-registration-of-title-where-deeds-have-been-lost-or-destroyed, Comment by I am really disappointed as I want to assure the new owner what rights they have about the alleyway. There is nowhere else the deeds could be, so we are looking at having the title reconstructed in order to sell. Adrian - any claim is likely to result in a possessory title. 11 December 2018. You can download the title register for 3 which will hopefully have the mortgage removed but you might want to wait a few days before doing so to make sure. , Comment by 20 October 2019. 20 November 2018, thanks AdamH Thank you for the quick reply Adam, must remember never to use that conveyance again!! posted on 14 September 2020, Sorry I dont know if Im in the right place here to ask a question. If the person owning the leases should have a copy then there should be no need to replace a lease. To do this a deed of gift will have to be executed and my neighbour will have to provide his solicitor with the title deeds, or at least certified copies of them. This is a blog and not a forum so you can only add comments. We purchased land next to our property in 1978. 25 March 2019, Tony - many thanks. Theres no record of an email from you other than one from June last year. posted on AdamH We are pleased to record and issue certified copies of military discharges (DD214's) free of charge to our retired military. Comment by Not only that but my deeds, which I thought were secure, may well have disappeared in the post. I am told by neighbours that a caravan or motorhome cannot be parked on the property. Comment by I managed to find the original owner through neighbours and Electoral Role. If there is a linked transaction such as a confirmed onward sale then the solicitor should provide those details/evidence and ask us to consider expediting their application. AdamH I'm filing a complaint with the Ombudsman and I think they have thrown the documents away. SAM Apologies if this is the incorrect portal but I was wondering; if you could help us with some info. Linda This fell through and a different plot of land was sold to recoup. They were not. Comment by Comment by This is sometimes contained in the charge/mortgage document itself but more usually in the loan agreement(s). Will that be a permanent record on house#1's title? Comment by posted on We have very old original deeds, it was passed down from one generation to the next. we got the registered documentation/deed but I never really read it. So details of any such deed would go into part 7. Comment by 21 May 2020, Wendy - have you used our assisted guidance? Comment by Mandy Should I consider they have never registered ownership with HM Land Registry? The form OC2 you've mentioned is for applying for any copies of deeds referred to as 'filed' on the register. posted on posted on posted on Thanks for your reply, Michele - I'm sorry you think that the information is a 'joke'. no.2 lists the price paid. I feel though that we should not overlook the elephant in the room in that the Land Registrys scanning process has not been infallible and I would have thought that a substantial proportion of your audience has, at one time or another, been told that the Registry does not have a copy of a document that is referred to as being filed. WEE - we do not retain these and they should be returned. This was all done by solicitors and we have the original deeds to verify this. There is no mention of a charge or proprietor in this section. AdamH Hi, I'm just filling in OC1 as I need to prove ownership of my house to UK immigration for my husband's spouse visa. The Solicitors have confirmed that they do no have the deeds. they wrote me letter on 15th april 2019 , they did not make it clear so I waited. 29 April 2020. Janice But a copy lease can only be applied for by post https://www.gov.uk/get-information-about-property-and-land 08 June 2020. posted on Essentially the title register and title plan that we hold in computerised format constitute your proof of ownership and the form OC1 would apply for official copies of those documents. My question is do we have to retain these documents and other general conveyancing papers after completion particularly in light of GDPR changes in May? So, if youre trying to track down your original deeds, they could be with the solicitor who acted for you when you bought the property, or possibly with your mortgage company if you have a mortgage. AdamH ianflowers Comment by Its the actual Transfer you need. I am trying to get a hold of the title deeds - if indeed I need them, for a property that I have recently finished my last mortgage payment with. Again, this is something that we are not involved with and you would need to continue to take this up with the lender involved and follow their complaints process if you remain unhappy. What can we do? If the other party has a decent copy/counterpart then that should be submitted. Elise Comment by My solicitor seems to think the 'electronic record' of the deed is something different to the title register and title plan? Comment by We are going to loose the sale of house and just want some advice on what we can do, Comment by posted on 03 April 2018. 24 October 2019. posted on ianflowers posted on 26 November 2018, Fiona - I assume you have checked or have had it confirmed that the property is unregistered. The guidance video is confusing about filling in form AP1 and what to send as proof. 14 August 2019, LR - form AP1 (panels 1-7 inc and 15 only) plus an official or certified copy of your marriage certificate is required. 25 April 2020. posted on Comment by 16 April 2019. Can I order through the online service? posted on My property was sold on right to buy scheme by sitting tenants after 25 years. Thanks Adam. Comment by JohnnyW - Im sorry that you found the article, wider guidance and process unhelpful. The drawings and Contents in the Indenture Plans between the red margins differ. We then create the registered title whcih you and buyers would then rely on. We you search with us by address this accesses our Property Gazetteer which provides a link between the registered title number, Ordnance Survey mapping information and current address data incorporating Royal Mails Postcode Address File (PAF). Harsha - you cant take it to an office so youd have to apply online or by post. Melanie Dayal Comment by I assumed the register would have more information such as when the house was built, previous owners etc. Eliza Hello Zaeem, I clearly state in the blog that your title deeds may be "with your mortgage company, if you have a mortgage". The blog article explains this for you, Comment by Steven - you need to rely on your legal advice here as this is a matter only they and the buyers can resolve. 06 November 2018, Hi Ian thanks for your response. Sandra - I'm sorry if we were flippant in our handling of your call. My flat leasehold purchase completed today. 28 May 2019. thank you for your response, I have just found the document that I placed an order on for title deeds and the bank names are edited off it now. The cottages also have shared wash houses behind the row, although looking at the deeds it appears that 'mine' was NOT sold along with the next door property when my grandmother sold that house. Hi, As mentioned in the blog, the original deeds are normally returned to the solicitors acting when the property is first registered with us. posted on If you have requested register documents that are not referred to as 'filed' in the register, then these may be held in paper format and consequently there might be a short delay due to us needing to call for paper files. posted on It is some kind of confusing and I found it a little complicated. Copyright 2020. But if its a slight difference then it may not be an issue. Its a very small triangular wedge which as been part of the garden and has been maintained by the vendor for the past 24 years. When you bought for example the same issue will have arisen. posted on I have 2 questions: 1) How much discount did you get on this? As mentioned, the process is quite detailed and many owners will get a legal professional to act on their behalf but there is no requirement to do so. That something you'd need to consider, but you may want to get some independent advice on this, for example, from Citizen's Advice. For example you mention your great grandfather so if the last deed, perhaps a Conveyance, shows him to have purchased the properties in his sole name then the legal ownership lies with his estate. They are an abridged version of what was agreed in the Conveyance 25 years ago when I first bought a new build. Louise - please use our form and we'll get back to you asap - https://bit.ly/2F6AtxU . LeslieM 04 July 2019, This has also happened to me and my husband a rang land registry about my deeds am still trying to get in touch with them from 12 oclock dinner time a want my deeds, Comment by Your parents can remove their charge using forms DS2 and DS1. Where would that show or would I have to order the full file.Also the 2nd charge by my parents? If there are covenants and they are in a 'filed' deed then you can apply for a copy by post https://www.gov.uk/get-information-about-property-and-land, Comment by We are selling my dad's house (purchased in 1968) and have a letter where the solicitor has signed for the 'title deeds and documents' in 1989 (when the mortgage was paid off). Any other documents will be returned to you on completion, even if you do not lodge a copy. Customer Reference: DISCHARGE_APPN I am switching mortgage provider and there is a field for the title number. Comment by Forbes Watson As explained in the blog article we dont retain the original deeds/documents. I still don't have a copy of the title deed. I've been told deeds are made digital now and sent to land registry to update the new owners title plan and register and then deeds are sent to solicitor to go back to client. Hi posted on posted on There is nothing mentioned about this on the register. "I was, and still am, looking for the original deeds showing the owner of the land our property is built on and the details of those who have occupied it ever since." posted on 11 March 2018. So if you add on the post both ways you are looking at a 7 day turnaround in most cases, Comment by posted on AdamH If that date pre dates your own purchase then searching for the original deeds/documents may not bear fruit. Thanks, Comment by posted on liz Any advice appreciated, thanks. If you don't know the date/title number then you should check the register first. 04 April 2018. As the article states the original deeds/documents submitted when a property is first registered are returned to the applicant at that time. Would they be available to the purchaser online? AdamH Many thanks, Comment by I have been on line and got a copy of the title showing them no longer on it, but this document says its not official document. posted on AdamH 27 January 2020. Im in a slightly similar quandary. Comment by Hi, I'm in the process of selling a few of my rental properties. They don;t mean any other deeds/documents I'm afraid, Comment by Martyn Souch moved the kerb amongst other things). We purchased our house in September but looking at the title deeds it still has the previous owners mortgage showing on the deeds, is this something we should be concerned about. So is it 7 for official copy of register and 7 for title plan or does 7 cover both. Comment by Lew - It's difficult to comment in general terms, but it may be that if part of the property was not included in the title due to it not being demised then a new deed between the current owners is sometimes required.
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